If you have been injured in a car accident, seeking legal help is the most important thing you can do to protect your rights because an experienced car accident lawyer can advise you of your legal options and help you file a claim for damages.
Let’s see the main reasons why an attorney is essential following a car accident.
The Experience and Knowledge of an Attorney are Vital
Many personal injury lawyers have years of experience dealing with insurance companies and know how to negotiate a fair settlement. If you try to deal with the insurance company yourself, you may be at a disadvantage and end up with a lower settlement than you deserve, however, an attorney will fight for the full value of your claim.
Additionally, an attorney is familiar with the personal injury laws in your state and can ensure that all deadlines are met and that your claim is filed correctly. And if you hire a local attorney, he or she will be familiar with the judges and court procedures in your area.
The Cause of the Accident
Proving who is at fault in a car accident can be complicated, but it is essential to your claim. An experienced attorney will know how to investigate the accident to determine who is liable and build a strong case on your behalf.
Of course, this is where the type of attorney depends on the cause of the accident. If you were hit by a drunk driver, you will need an attorney who specializes in DUI cases and if the driver was distracted, a distracted driving accident attorney may be more appropriate. However, if your accident was caused by a defective car product, you’ll need an attorney who has experience litigating product liability cases.
In some cases, the cause of the accident may not be immediately clear or there may be multiple parties responsible for the damages. An experienced car accident lawyer will investigate the accident to determine who is liable and gather the evidence needed to build a strong case.
You Have Suffered Serious Injuries
If you have sustained serious injuries in a car accident, you will likely face high medical bills and miss time from work while you recover. There may be long-term effects from your injuries, such as chronic pain or disability. However, an experienced car accident lawyer can and will fight for the compensation you deserve for your medical bills, lost wages, and pain and suffering.
Additionally, if you have lost a loved one in a car accident, a wrongful death attorney can help you file a claim against the responsible parties and seek damages for your loss.
Filing a Claim is Complicated
Filing a car accident claim may seem simple, but many deadlines and requirements must be met. For example, most states have a statute of limitations, or time limit, for filing a personal injury claim and if you miss it, you will be barred from recovering any compensation.
Additionally, the insurance company will likely require you to provide a recorded statement, sign releases for your medical records and wage information, and answer other questions. A lawyer will handle all the paperwork and negotiations with the insurance company so that you can focus on your recovery.
You are Being Pressured to Settle
After a car accident, the insurance company will likely contact you and offer a quick settlement. However, you should not accept the first offer or any offer until you have spoken to an attorney. The insurance company’s goal is to settle your claim as quickly and for as little money as possible, but an experienced car accident lawyer will go for the full value of your claim.
The insurance companies know how much your claim is worth and will try to lowball you so that they can save money. An attorney will fight for the full value of your claim, including future medical expenses, lost wages, pain and suffering, and other damages.
However, if the insurance company denies your claim or offers you a low settlement, you may need to file a lawsuit and before you can do that, you will likely need to go through arbitration or mediation.
Filing a car accident claim can be complicated and overwhelming, but if you have an experienced attorney who will handle all the paperwork and negotiations with the insurance company, you can focus on your recovery.
Additionally, an attorney will go for the full value of your claim, including future medical expenses, lost wages, pain and suffering, and other damages.
If you have suffered serious injuries in a car accident or lost a loved one in a car accident, do not hesitate to seek legal representation, it could be the most important decision you make.